On 23 July, the Government announced a €7.4bn Jobs Stimulus Package which aims to help businesses get back on their feet, get people back to work and build economic confidence.
Outlined below are some of the measures covered by the stimulus.
Business Supports
The Restart Grant for Enterprises is being extended to a broader base of SMEs and expanded by €300 million. The maximum payment level is being increased to €25,000. Further top ups may be available to firms who have already received payments under the existing restart grant.
Under the €2 billion COVID-19 Credit Guarantee Scheme, the Government will provide an 80% guarantee for a wide range of credit products from €10,000 to €1 million up to a maximum term of 6 years.
All businesses (with limited exceptions) will be granted a waiver of commercial rates for the six months to end-September 2020, at a total cost of €600 million. This has been extended to the end of 2020, as announced in the Budget.
The Future Growth Loan Scheme is being expanded from €200 million to €500 million. This will enable businesses with up to 499 employees to invest for the longer-term at competitive rates.
A €55 million Package of Liquidity and Enterprise Investment measures will be put in place to support small and micro companies through additional resources for MicroFinance Ireland and the Local Enterprise Offices. This includes measures to reduce interest rates on lending for micro and small businesses, including grants equivalent to 0% interest on the first year of SBCI and MFI loans.
There will be a further funding call of the Online Retail Scheme of €5.5 million through Enterprise Ireland. This will support businesses with more than 10 employees in developing their online presence. The Scheme opens for applications on Monday, 31 August 2020 and closes at 3pm on Monday, 28 September 2020.
There will be an expansion of the Online Trading Voucher Scheme from the Local Enterprise Offices of €20 million, which will support small businesses with less than 10 employees in developing their online presence.
A €26 million Covid-19 Adaptation Fund to help tourism and hospitality businesses offset some of the costs incurred in adapting their premises or operations for re-opening. The Fund is being administered by Fáilte Ireland and eligible businesses can apply for these grants from now until 31 October 2020.
Employer and Employee Supports
A new Employment Wage Support Scheme will succeed the Temporary Wage Subsidy Scheme at the end of August and will run until April 2021. Employers whose turnover has fallen 30% from 2019 figures will receive a flat-rate subsidy of up to €203 per week per employee, including for seasonal staff and new employees.
A new income tax relief for self-employed individuals will be made available to those who were profitable in 2019 but, as a result of the COVID-19 pandemic, incur losses in 2020.
A 6-month reduction in the standard rate of VAT from 23% to 21%, effective from the beginning of September, at a cost of €440 million.
The government will pass legislation to confirm the previously announced Warehousing of Tax Liabilities. This will allow for businesses affected by COVID-19 to delay payment of their PAYE and VAT debts in part of in full for a set period with no interest or penalties.
A Reduced Interest Rate of 3% will be applied to agreed repayments of all tax debt (where agreement has been reached prior to 31 October 2020), in order to provide support to taxpayers experiencing difficulty with tax liabilities.
The Apprenticeship Incentivisation Scheme will provide a €2,000 payment to support employers to take on new apprenticeships in 2020.
Crowleys DFK are here to help you in these truly unprecedented times. We are at the other end of telephone (+353 1 679 0800/+353 21 427 2900) or on our dedicated email (crteam@crowleysdfk.ie) when you need us.
On 12 March 2020, Crowleys DFK successfully initiated the firm’s Business Continuity Protocols. Within 24 hours our employees were using the latest technology and work practices, to work efficiently and effectively from home locations.
As of 13 July 2020, we have re-opened our offices. While remote working will continue for many of our employees and we will be restricting visitors to our offices, our return-to-work taskforce and COVID-19 Employee Representatives have our COVID-19 systems and controls in place to ensure the safety of employees and visitors.
This includes the installation of sanitisation stations, screens at the reception areas and in meeting rooms, staggered seating arrangements/desk screens and signage to keep everyone at a safe distance.
This is an unprecedented and evolving situation and we are closely monitoring events as they unfold. We will keep you informed of any future changes should they arise.
While the health and safety of our staff members remain our top priority, please rest assured that we are committed to continuing to provide the same high level of service at this time.
https://www.crowleysdfk.ie/wp-content/uploads/Covid-19-Firm-Update.png5121024Alison Bourkehttps://www.crowleysdfk.ie/wp-content/uploads/crowleysdf-chartered-accountants-1.pngAlison Bourke2020-07-13 08:39:142020-08-06 09:27:39COVID-19 Update: Continuing to Protect the Health of our Employees and Visitors
Over the month of June, 71 Crowleys DFK partners and employees, along with their families each ran/walked/jogged a minimum of 100km in aid of our Charity Partner LauraLynn, Ireland’s Children’s Hospice.
Normally at this time of year many of our partners would be looking forward to meeting our DFK colleagues from around the world at various conferences. With these conferencescancelled, we decided to instead use our combined steps/kmsand undertake a virtual walking tour of parts of the US and Canadaanddrop in to say ‘Hello’ to as many fellow DFK firms as possible.
We were delightedwith the support we received as we ‘travelled’ across the US and Canada. Not only had we great fun catching up onlinewith our DFK friends (old and new), but many others also sent us on email messages, photos and video messages to show their support for our fundraising efforts.
As well being able to showcase LauraLynn and the great work they do, our tour gave us a great opportunity to promote DFK and highlightwhat a great network of close friends and colleagues we can reach out to on behalf of clients who carry out business internationally.
We are delighted to have raised almost €9,000to date with the help of our family, friends and colleagues.
About LauraLynn Children’s Hospice
LauraLynn, Ireland’s Children’s Hospice is the only children’s hospice in the Republic of Ireland. They provide specialised hospice care to children with life limiting conditions and their families from all across Ireland.
Claire Shiels, Corporate Fundraiser at LauraLynn commented:
“It is wonderful to see Ireland start to reopen but for many of our families’ life will continue to stay close to home for some time yet. Your incredible achievements over the course of the month mean that we can continue to support these families on their journey through the health crisis. By taking on this challenge, you made sure we can help our families stay at home and feel cared for there.“
https://www.crowleysdfk.ie/wp-content/uploads/Final-Collage-for-100Km-in-June-for-LL.png5121024Alison Bourkehttps://www.crowleysdfk.ie/wp-content/uploads/crowleysdf-chartered-accountants-1.pngAlison Bourke2020-07-03 11:49:592023-06-29 10:03:35Crowleys DFK visit DFK USA and DFK Canada in aid of LauraLynn
Our COVID-19 Client Response Team is continuing to closely monitor developments relating to COVID-19 as they emerge and is ready to provide you with quick and up to date advice on all your Banking, Working Capital, Cashflow, Tax, Employee and Insurance queries and concerns.
We have outlined below details on the current supports available to businesses, useful Government guidelines and other areas of consideration.
On May 22, the new €250m Restart Grant opened for applications.
On May 15, the Government approved details of the Restart Grant. The Scheme offers grants worth between €2,000 and €10,000 to qualifying firms.
Direct grant aid of between €2,000 minimum and €10,000 based on commercial rates bill from 2019.
Scheme applies to small businesses with a turnover of under €5m and employing 50 people or less.
Grants are now open for application through Local Authorities.
On May 02, the Government announced additional measures to support business which include waiver on commercial rates, warehousing of tax liabilities and grant schemes – click here.
This follows the range of supports previously put in place by the Department of Business, Enterprise and Innovation:
A €200m Strategic Banking Corporation of Ireland (SBCI) Working Capital Scheme for eligible businesses impacted by COVID-19, which has subsequently been increased by €250m to €450m. Loans of up to €1.5m will be available at reduced rates, with up to the first €500,000 unsecured. Applications can be made through the SBCI website.
A €200m Package for Enterprise Supports including a Rescue and Restructuring Scheme available through Enterprise Ireland for vulnerable but viable firms that need to restructure or transform their business.
The maximum loan available from MicroFinance Ireland will be increased from €25,000 to €50,000 as an immediate measure to specifically deal with exceptional circumstances that micro-enterprises – (sole traders and firms with up to 9 employees) – are facing. Applications can be made through the MFI website or through your local LEO.
The Credit Guarantee Scheme will be available to COVID-19 impacted firms through the Pillar Banks. Loans of up to €1m will be available at terms of up to 7 years. The scheme provides an 80% guarantee to participating banks which are AIB, Bank of Ireland and Ulster Bank.
Other Enterprise Ireland/Local Enterprise Office supports include:
Strategic consultancy grant for SME’s to assist the company development of a strategic response plan.
Act On Initiative, providing access to 2 days consultancy engagement at no extra cost to assess Financial Management, Strategic sourcing and transport and logistics advice.
Key Manager Support to provide partial funding towards the recruiting of a Full or Part Time Manager with critical skills for future growth.
Agile Innovation Fund and Operational Excellence Offer.
Be Prepared Grant for contingency planning.
Additional financial supports are available locally through the 31 Local Enterprise Offices (localenterprise.ie).
Employer and Employee Supports
On March 24, the Government announced a National COVID-19 Income Support Scheme to provide financial support to Irish workers and companies affected by the crisis.
In summary:
A COVID-19 Temporary Wage Subsidy Scheme to enable employers to continue to pay their employees during the COVID-19 pandemic. It aims to keep employees registered with their employers, so that they will be able to get back to work quickly after the pandemic.
Workers who have lost their jobs due to the crisis will receive an enhanced emergency COVID-19 Pandemic Unemployment Payment of €350 per week (an increase from €203).
The COVID-19 illness payment will also be increased to €350 per week.
Self-Employed will be eligible for the COVID-19 Pandemic Unemployment Payment of €350 directly from the Department of Employment Affairs and Social Protection (rather than the Revenue scheme).
COVID-19 Wage Subsidy Scheme
If you are an employer who can demonstrate that the negative disruption is leading to a minimum of 25% decline in actual or predicted turnover and an inability to pay normal wages and outgoings – you will be able to claim the COVID-19 Wage Subsidy Scheme.
The temporary wage subsidy of 70% of take home pay up to a maximum weekly tax free amount of €410 per week is aimed to help affected companies keep paying their employees.
On April 15, further changes were announced to the scheme:
For those employees with previous average net pay up to €412 per week (equivalent to almost €24,400) the subsidy will be increased from 70% to 85% of their previous net weekly pay.
For those employees with previous average net pay between €412 and €500 per week (equivalent to €24,400-€31,000), the subsidy will be up to €350 per week.
The wage subsidy is now also available to support employees where the average pre-COVID-19 salary was greater than €76,000, and their gross post-COVID-19 salary has fallen below €76,000.
The new rates apply from 4 May 2020 and will not be backdated. More details can be found here.
Income tax, USC, LPT, if applicable, and PRSI are not deducted from the Temporary Wage Subsidy. However, the subsidy will be liable to Income Tax and USC on review at the end of the year.
Employers have to sign up to the scheme through Revenue.
Employers should note that the names and addresses of all employers operating this scheme will be published on Revenue’s website in due course, after the scheme has expired. Penalties will apply to any abuse of the Wage Subsidy Scheme by self-declaring incorrectly, by not providing funds to employees or non-adherence to Revenue and any other relevant guidelines.
A number of income supports are available from the Department of Employment Affairs and Social Protection for your employees during a COVID-19 related absence or temporary lay-off from work:
The recently published Emergency Measures in the Public Interest (Covid-19) Bill 2020, which is expected to be passed this week, contains amendments to the Redundancy Payments Act 1967 to extend the time-periods under which a person who has been laid off or kept on short-time due to COVID-19 can claim a redundancy payment from their employer.
In normal circumstances, an employee can serve notice on the employer of their intention to claim a redundancy payment if they have been placed on lay-off or short time for a period exceeding four consecutive weeks or six weeks in any thirteen-week period.
The Bill provides that, for the duration of a designated “emergency period”, employees on lay off or short time will not be in a position to claim a redundancy payment if the lay-off or short time is due to due to COVID-19.
The “emergency period” as currently defined begins on 13 March 2020 and ends on 31 May 2020.
Cashflow and Projections
Cashflow will inevitably be an issue for all businesses in the coming weeks. It is vital that you monitor cashflow, plan and are prepared for reductions in cash inflows. Make sure that you have a cash flow projection that can be tested for various scenarios.
If you make loan repayments on bank debt you may be able to get a moratorium on repayments.
The Revenue have stated that businesses experiencing cashflow issues should still submit their tax returns on time, but that applications of interest on late payments will be suspended for VAT and PAYE liabilities. All debt enforcement activity will be suspended and tax clearance status will remain in place for businesses over the coming months.
If you need our help with cash flow reviews and projections or with your Bank or Revenue, please let us know as soon as you are aware that you have a problem.
Loss of Income
Does your insurance include cover for business interruption? Check your insurance policy and speak with your insurance broker to determine if there are any potential impacts on your business for which cover is provided in your policy. There may be little cover on common policies but some businesses may have specific Business Interruption Cover. If you have cover this can be a valuable means of recuperating loss in income.
Even if you don’t have insurance cover it will be important that you quantify the effects of the coronavirus on your bottom line. This will help you later in discussions with finance providers, suppliers, tendering etc.
Examine all aspects of your operations to identify potential areas of impact.
Track time spent managing issues related to the crisis.
Keep detailed records of direct costs associated with any affected business process.
Segregate unusual or potentially claim-related costs from normal operating expenses.
Maintain customer correspondence regarding cancelled orders and sales.
Retain copies of your pre-crisis projections, forecasts, budgets, meeting notes, etc. that detail expected operations.
Business Continuity
Ensuring your business and employees are operational during these unprecedented times requires careful planning and having a response team who is ready to make quick and sometimes difficult decisions. We would encourage you to look at The Department of Business, Enterprise and Innovation’s user-friendly Business Continuity Planning Checklist. This can be downloaded here.
In line with our own Business Continuity Plan and taking guidance from the Checklist, on 11 March 2020 we initiated protocols to maintain continuity on service delivery to our clients while safeguarding the health and safety of our staff. Our employees are now carrying out their work from home locations. If you need advice with your contingency planning, please contact us.
These are truly unprecedented times and Crowleys DFK are here to help you. We are at the other end of telephone (+353 1 679 0800/+353 21 427 2900) or on our dedicated email (crteam@crowleysdfk.ie) when you need us.
On the 6th April, the DPC issued a Guidance Note (GN) on Cookies and other tracking technologies. This Guidance note follows an examination by the DPC of the use of cookies and other similar technologies on a selection of websites across a range of sectors. The DPC will allow a period of 6 months from the publication of the guidance for controllers to bring their products, including websites and mobile apps, into compliance, after which enforcement action will commence.
ePrivacy Regulations and GDPR
The GN outlines the requirements under the ePrivacy Regulations 2011 and GDPR for the use of cookies and other tracking devices for the processing of personal data, including the law on cookies and it’s purpose, requirements for consent, provision of “clear and comprehensive information” about the use of cookies and the requirements for cookie banners.
Third Party Processors
Consideration is also given to the need to assess relationships with third parties whose assets are deployed on a website, for instance the use of “like buttons”, plugins, widgets, pixel trackers or social media sharing tools. There is a requirement to be aware of the information that is collected and disclosed to these third parties, in particular engaging a third party to process payments where a controller-processor contract will need to be in place with that organisation to meet the requirements of Art 28(3) of the GDPR.
Record of Processing Activities
It is important to note that it is not necessary that a cookie contain personal data in order that the user’s consent be required to set it. Under Art 30 of the GDPR, there is a requirement to maintain a comprehensive record of each specific type of processing as part of your record of processing activities, which includes processing relating to cookies and other tracking technologies.
Special Categories of Personal Data
If your organisation is processing special categories of personal data through information derived from cookies, this is subject to stricter rules under Art 9 of the GDPR. The only legal basis your organisation is likely to have for the processing of any special category data derived from the use of cookies or other tracking technologies is the explicit consent of those individuals whose data you are processing.
Storage Limitation Principle
The DPC also noted that the lifespan of a cookie should be proportionate to its function. This is in line with the storage limitation principle under the GDPR. Organisations should check their current practices and make the necessary changes to comply with this principle.
Location Tracking
The GN also outlines the requirements regarding the use of cookies and other technologies to track the location of a user i.e. the need for consent. The Court of Justice of the EU recognised the sensitivity of location data because it can be used to derive very precise information about individuals and their behaviour, including daily movements and activities, places of residence, social relationships and the social environments they frequent.
Now that the DPC has issued guidance, organisations should ensure that their approach is compliant.
Our Data Protection Support Services team can assist you in implementing a successful data protection programme, achieving and maintaining compliance with EU data protection requirements while delivering security, productivity, risk management and cost-efficiency benefits. View our GDPR Service Offering for more information.
To read the guidance note, click below:
For a summary of the DPC findings and recommendations, see report below:
https://www.crowleysdfk.ie/wp-content/uploads/Cookies-website.png5121024Alison Bourkehttps://www.crowleysdfk.ie/wp-content/uploads/crowleysdf-chartered-accountants-1.pngAlison Bourke2020-04-23 07:27:222020-04-23 09:29:42DPC publishes Guidance and Report on the Use of Cookies and Other Tracking Technologies
The new Business Continuity Voucher is available through Local Enterprise Offices and is designed for businesses across every sector that employ up to 50 people.
The voucher is worth up to €2,500 in third party consultancy costs and can be used by companies and sole traders to develop short-term and long-term strategies to respond to the Covid-19 pandemic.
The Business Continuity Voucher is available to support businesses:
Develop business continuity plan
Assess current financial needs in the short term to medium term
Reduce variable costs, overheads and expenses
Review and explore supply chain financing options
Implement remote working processes or procedures
Leverage HR expertise
Leverage ICT expertise
Prepare a business case for application to emergency financial interventions available through Banks, SBCI and Microfinance Ireland
The goal is to help companies make informed decisions about what immediate measures and remedial actions should be taken, to protect staff and sales.
The scheme is not suitable for clients of Enterprise Ireland, IDA or Údarás na Gaeltachta. Client companies of Enterprise Ireland, IDA or Údarás na Gaeltachta should contact their relevant agency, which have other suitable supports in place.
This is a restricted scheme with ordinarily one voucher available per business.
Qualifying applications will be processed and assessed on the basis of their receipt by the LEO to such time as the fund is exhausted or on 15 May 2020, whichever is earlier.
Your Local Enterprise Office will acknowledge your e-mail. After an assessment has taken place, they will let you know if your application has been successful or not.
With the recent outbreak of COVID-19, employees throughout the country have been asked to work from home. While these are challenging times for both employers and employees, Revenue offer a measure of relief for employers and employees who are engaged in “eWorking”. Revenue have today confirmed in their eBrief No. 045/20 that the current Government recommendations for employees to work from home as a result of COVID-10 meet the conditions for the “eWorking” tax relief.
Revenue define eWorking as where an employee works:
at home on a full or part-time basis
part of the time at home and the remainder in the normal place of work
eWorking involves:
logging onto a work computer remotely
sending and receiving email, data or files remotely
developing ideas, products and services remotely.
Employers can make a payment of €3.20 per workday to an employee who is working from home without deducting PAYE, PRSI or USC. This payment is to cover expenses such as heating, electricity and broadband costs. Amounts paid in excess of €3.20 are subject to tax as normal. Records of payments made must be retained by the employer for the purpose of any potential future Revenue compliance intervention.
In addition, where employers provide any of the following equipment to their employees, no benefit-in-kind arises as long as it is primarily for business use:
computer, laptop or computer equipment (eg. printers, scanners)
software to allow you to work from home
telephone, mobile and broadband
office furniture.
There is no obligation on employers to make this payment. If employers do not make this payment, employees can instead make a claim online at the end of the year by filing a tax return. Employees are not entitled to claim the round sum of €3.20. They are entitled to claim for vouched expenses that are incurred wholly, exclusively and necessarily in the performance of their duties of the employment. For most office workers this would be their home heating and electricity costs.
Any reimbursement of these expenses that has already been paid by the employer should be deducted from the claim amount. While receipts are not required to file the return, Revenue can request these for a period of up to six years after the year in which the claim relates, so employees should always keep a record of these.
In the case of utility bills, Revenue have advised that they are willing to accept that the average proportion of the house attributable to a home office is 10%. Therefore, for every day an employee works at home as a result of the current Government recommendations, they are able to make a claim for 10% of the utility bills for that day.
It is important to note that outside of the current Government recommendations regarding working from home, the eWorking relief does not apply to workers who bring work home outside of normal working hours, ie. evenings and weekends.
If any further information is required or if you have questions on the above, please don’t hesitate to contact our dedicated COVID-19 Client Response Team or our Tax Department.
In light of recent developments reported on the spread of COVID-19, on 11th March 2020 our Management Board initiated the firm’s Business Continuity Protocols.
These protocols are a series of active measures aimed at maintaining continuity on service delivery to our clients while ensuring the health and safety of our staff are safeguarded. These protocols are being continuously updated with guidance from the Department of Business, Enterprise and Innovation, Health Service Authority (HSE) and the Department of Foreign Affairs.
What measures are we taking?
The firm will operate both Dublin and Cork offices with minimum staffing in order to reduce the number of people in the office.
We have started rolling out our Remote Working from Home procedures. By 13th March 2020, the majority of our employees will be carrying out their work from home locations. Employees are completely contactable and available for business using their existing contact details (email, phone numbers etc). We expect to be able to continue to support our clients’ needs with a minimal level of disruption.
All Partners and Heads of Departments have nominated deputies and senior members of their respective Departments.
All non-essential business travel has been paused.
We are transitioning to virtual meetings.
This is an unprecedented and evolving situation and we are closely monitoring events as they unfold. We will keep you informed of any future changes should they arise. This includes any Government guidelines which might have a potential impact on compliance deadlines and incentives announced.
While the health and safety of our staff members remain our top priority, please rest assured that we are implementing all feasible measures to continue to provide the same high level of service at this time.
If you have any questions, please don’t hesitate to contact me on +353 1 6790 800 / +353 21 4272 900 or email james.oconnor@crowleysdfk.ie
In the meantime, please stay safe and look after yourselves and your families.
The Social Inclusion and Community Activation Programme (SICAP) 2018 –2022 provides funding to tackle poverty and promote social inclusion and equality through local engagement and partnerships with disadvantaged individuals, community organisations and public sector agencies.
The programme has two goals that focus on supporting communities and individuals:
Goal 1:Supporting Communities – To support communities and target groups to engage with relevant stakeholders in identifying and addressing social exclusion and equality issues, developing the capacity of local community groups and creating more sustainable communities.
Goal 2: Supporting Individuals – To support disadvantaged individuals to improve the quality of their lives through the provision of lifelong learning and labour market supports.
SICAP is managed and administered by the Local Community Development Committees (LCDCs) in each local authority area, which may be delivered at a local level by external party/(ies).
From 2018, the role of conducting audit / verification checks on the external parties receiving SICAP funding has been subsumed into the internal audit function of each Local Authority.
How can Crowleys DFK help?
Crowleys DFK has the expertise to conduct SICAP audits / verification checks for Local Authorities’ Internal Audit Units and LCDCs.
Our subject matter specialists have taken part in SICAP training programmes delivered by both POBAL and the Department of Housing, Planning and Local Government and our audit team are fully trained on the usage of SICAP’s data management system IRIS.
We understand that the audits must have a financial focus and can provide assurance that grant monies are spent for the purposes intended in accordance with programme rules and contractual conditions. The audits must also include a review of internal financial controls and corporate governance arrangements.
Contact Vincent Teo or Tony Cooney for more information on how Crowleys DFK can assist you with your SICAP audits.
Members of the Crowleys DFK Corporate Social Responsibility team recently visited our Charity Partner, LauraLynn, to witness first-hand the amazing care this remarkable charity provide to children with life limiting conditions from all over Ireland and the supports provided to their families.
Pictured from left to right: Natalie Kelly, Kim McCarthy, Donna Gould and Paula McCann
Claire Shiels, from LauraLynn’s Corporate Fundraising Team took time out of her busy day to do some planning with the team for the year ahead and to show them around the hospice to share details of the holistic approach to care LauraLynn takes to meet the needs of each family throughout their journey – from their child’s diagnosis, throughout their child’s life, through end-of-life and in bereavement – for as long as a family needs support.
Speaking after the visit, Paula McCann said:
“On entering LauraLynn House, there is an overwhelming sense of family. From the smiles on the faces of all the wonderful and dedicated staff to the resonating joy from some wonderful children and their families following a music therapy event in the day room, you could not but recognise what an important and precious place LauraLynn is.
Throughout our visit, we were able to see and understand the impact that our support will make in helping families create special memories that last a life-time – whether it goes toward a short stay break for a child and their whole family to stay in the hospice, home support, music and play therapy or family and sibling camps, every cent we raise and every minute volunteered will make a difference.”
The employees at Crowleys DFK have already kicked off their fundraising efforts, having recently raised close to €500 on a raffle to win an annual leave day. A team of ten volunteers from across the firm will also be giving LauraLynn a helping hand at the Annual Heroes Ball on 28 March, in addition to sponsoring a corporate table on the night.
A number of other fun fundraising initiatives are currently in the works for the year ahead to help LauraLynn with the €4.6m they need to raise in 2020 to keep their services running. Stay tuned for more updates!
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